Why Did My Credit Score Drop Suddenly?

There is a rightful concern when there is a sudden drop in your credit score. In most cases, the change is connected to new information appearing on a credit report. Credit scores update whenever lenders report changes to balances, payments, or account status. If you...
How Credit Scores Are Calculated

How Credit Scores Are Calculated

A credit score is simply a number that helps lenders understand how someone has handled credit in the past. The number is based on patterns found in a person’s credit report. Here is a simple breakdown of what goes into calculating a credit score. Credit reports are...